Privacy Policy

Last updated: 1 January 2026

This Privacy Policy explains how Treu Vermostein ("we", "us", "our"), Patrick Street 178, X91 Y2YF Waterford, Ireland, collects, uses, shares and protects personal data when you visit our website or use our platform. We process personal data in accordance with the EU General Data Protection Regulation (Regulation (EU) 2016/679) ("GDPR"), the Data Protection Act 2018 and other applicable data protection laws.

1. Data controller

Treu Vermostein is the controller of the personal data described in this Policy. You can contact us about data protection matters at [email protected].

2. Personal data we collect

• Contact information, such as name, email address and telephone number, when you get in touch with us;
• Account information, such as login identifiers and account settings, where accounts are offered;
• Technical data, such as IP address, browser type, device identifiers, pages viewed and approximate location derived from IP address;
• Usage data, such as how you interact with calculators, content and settings;
• Verification and compliance data, where required by law, which may include identity documents and proof of address.

3. How we use personal data

We use personal data to operate and secure the Services, respond to enquiries, manage accounts, improve our content and performance, meet legal and regulatory obligations including anti-money laundering checks, and protect against fraud and misuse. Where we rely on consent, for example for certain marketing communications, you may withdraw it at any time.

4. Legal bases

Depending on the context, our processing relies on one or more of the following legal bases under Article 6 GDPR: performance of a contract or steps prior to entering into one; compliance with a legal obligation; our legitimate interests, which we balance against your rights and freedoms; and your consent.

5. Cookies and similar technologies

We use strictly necessary cookies to run the website and may use analytics or preference technologies where permitted. You can control non-essential cookies through your browser settings. Blocking certain cookies may affect how the Services function.

6. Sharing of personal data

We do not sell personal data. We may share data with service providers acting on our instructions, such as hosting, analytics, communications and security providers; professional advisers; competent authorities where required by law; and parties involved in a proposed or actual business transfer. Each recipient is bound by appropriate confidentiality and data protection obligations.

7. International transfers

Some of our service providers may process data outside the European Economic Area. Where this occurs, we ensure that appropriate safeguards are in place, such as standard contractual clauses approved by the European Commission or an adequacy decision.

8. Retention

We keep personal data only for as long as necessary for the purposes described in this Policy, including to satisfy legal, accounting or reporting requirements. When data is no longer required, it is deleted or anonymised in line with our internal retention schedule.

9. Security

We apply technical and organisational measures appropriate to the risk, including encryption in transit, access controls, logging and staff confidentiality obligations. No method of transmission or storage is completely secure, and we cannot guarantee absolute security.

10. Your rights

Subject to applicable conditions and exemptions, you have the right to access your personal data, request rectification or erasure, restrict or object to processing, request data portability, and withdraw consent at any time. You also have the right to lodge a complaint with the Data Protection Commission of Ireland or the supervisory authority in your country of residence.

11. Children

The Services are not directed at persons under 18 years of age, and we do not knowingly collect personal data from children. If you believe a child has provided us with personal data, please contact us so that we can take appropriate action.

12. Changes to this Policy

We may update this Privacy Policy from time to time. The revised version will be published on this page with an updated "last updated" date. Where changes are significant, we will provide additional notice where appropriate.

13. Contact

For questions or requests relating to this Policy, email [email protected] or write to Treu Vermostein, Patrick Street 178, X91 Y2YF Waterford, Ireland.